Beam exists to support adoption of cryptocurrency as a mainstream means of payment. Through development of applications and payment technology designed to engender user trust, and working with distribution partners to ensure broad financial inclusion, we are pursuing the original unfulfilled vision for crypto-payments. The original vision for cryptocurrency anticipated a new means of payment. This vision remains unfulfilled for several reasons: high market volatility, low consumer trust, and a lack of focus on practical use cases and strategic distribution (to name a few). We believe these problems are solvable. Beginning with a full-stack understanding of e-commerce payments, we are building decentralized payments technology to re-engineer the legacy payments stack. Our technology will address specific pain points and use cases, enabling cryptocurrency to become a mainstream means of payment. Each of our founders initially became interested in cryptocurrency for its potential impact on the world of payments and enablement of open financial systems. We believe people should be able to transfer money easily and privately, without onerous gatekeeper fees, whenever and wherever they prefer.