CLV is a one-stop infrastructure platform for cross-chain and decentralized applications, Open DeFi Platform Powered by Polkadot, provides Users with a Substitute Financial Tool. As pointed out by many industry insiders, even with a complete upgrade and PoW to PoS mechanism migration, Ethereum 2.0 may not be the ultimate answer to the high Gas fees and congestion problems. Hence, Clover looked for the perfect solution and found the answer in Polkadot. To tackle the current challenges in the Ethereum DeFi ecosystem, Clover is developed based on Substrate, the foundation of the Polkadot network. As a sharded multichain network, Polkadot is able to process many transactions on several chains in parallel, eliminating the bottlenecks that occurred on legacy networks that processed transactions one-by-one. This parallel processing power significantly improves scalability and creates the right conditions for increased adoption and future growth. With Polkadot and Substrate, Clover is able to realize low gas fees and high-speed trading experience for its users. Meanwhile, the Substrate framework and Polkadot parachain technology facilitates anonymity and makes the seamless verification process a reality. Clover also implements oracles, which are used to fetch trusted off-chain data to be included in the on-chain state and enable lending, borrowing and more.