Dala is a decentralized financial system designed for emerging markets. It's powered by $DALA, an open-source multi-chain crypto asset. Through Dala protocols (Kopa, Soko and Kazi), consumers have access to borderless, low cost, efficient, and unique financial services enabling them to earn, save, borrow, and transact in a new decentralized financial system. The first major contributor to Dala’s open source development and the first application to enable the use of $DALA for transactions and peer-to-peer transfers is Wala, a zero-fee financial services app for emerging markets. Dala is designed to bring 3.5 billion underserved consumers into a new decentralized financial system. Enabling consumers to save, earn, borrow, and transact. DALA is live, in the hands of over 100K emerging market consumers & has been transacted more than 3M times.