Finova Financial is transforming the FinTech industry as a socially responsible online lender, providing fast, affordable loans using your car as security. Finova’s CLOC costs up to 50% less than the current national average, provides quick access to capital, and a 12-month payback plan where available. Finova clients benefit from the ability to complete the loan process online, quick approval decisions and same day cash funding. The Finova client portal provides personalized access to our financial dashboard allowing real time management of your loan. Payments can be made from the convenience of computers, mobile devices, and at 32,000 US retail locations.