GEO Protocol provides a technology for highly efficient payments in a distributed network of nodes. We make value exchanging as simple as texting. The mission of GEO is to make operations with any asset (digital, fiat, and/or physical) as easy and cost-effective as sending information over the Internet. Our company is building a decentralized p2p protocol for value exchange. The protocol works without blockchain and uses off-chain solutions that provide scalability of the network. Our mission is to make value exchanging as simple as chatting.