Golff is one-stop encrypted bank, to create a light, open and free financial world. In the first phase, Golff generates the initial governance token GOF through liquidity mining, and aims to attract a large number of users and funds to participate in this financial experiment. Compared to existing DeFi methods, generating initial tokens through liquidity mining is fairer and more transparent, which can help Golff to acquire initial users quickly. Follow-up products of Golff, will prioritize liquidity mining and behavioral mining as methods to incentivize its customers. Golff’s liquidity mining will be divided into multiple stages. While mining to obtain high profits, it will have a stronger sense of game experience and fun, and encourage users to participate more and more continuously. Golff earning collection is an income aggregator that automatically selects the highest return, siphoning the value of each DeFi product. Its goal is to maximize the income for holding assets in a non-destructive way. Golff Earning Collection automatically provides a list of revenue strategies that are considered to be the best in the current market based on programmatic screening. It also finds cross-protocol arbitrage opportunities. This process effectively aggregates various DeFi products in the current market. In addition, Golff Earn also allows users to provide their own strategies (need to hold a certain GOF). With a community vote approving it as an optional income strategy, the strategy proposer can earn a share in the income from the strategy pool. Golff’s insurance business, in addition to insurance, adds the aggregated farm and earn of the underwriting pool and the insured pool, which allows the insurer to obtain additional income on the basis of their income, and also allows the insured a certain benefit by transferring some risks to the insurance pool. Participating in Golff’s insurance does not require KYC(Know Your Customer), and the scope of underwriting includes on-chain contracts and on-chain assets. That is, the insurance can underwrite contract security accident risks and asset credit risks. One only needs to deposit assets of stable value into the “insurer vaults”to become an insurer. The insured needs to deposit risk assets in the “insured vaults”to buy insurance. Funds in the insured pool will be regularly paid to the insured as premiums. When a risk occurs, the insured can apply for a claim to the Claims Committee. When the claim is approved, the corresponding assets in the insurer vaults is paid to the insured vaults.