HaloDAO is a stablecoin marketplace protocol that aims to bridge the gap between Traditional and Decentralised Finance. HaloDAO connects traditional and decentralised finance by providing the decentralised infrastructure for next generation payments and settlement. We begin with the core money legos of Swap, Lend/Borrow, supported by Yield. Our Thesis: The future of DeFi and crypto is one that will enable individuals to buy goods and services using asset backed stablecoins, pegged at a 1 to 1 basis with various local currencies. Very few will be willing to buy ice cream with Bitcoin. Situation: We are still far from this future of mass adoption and no asset-backed stablecoin has achieved widespread adoption. USD pegged stablecoins have filled a large need for trading in crypto markets, but everyday users still cannot directly use it for everyday purchases.