IHT is a smart contract technology and distributed accounting technology developed for the purpose of splitting real estate under i-house.com which utilizes blockchain’s intrinsic advantages such as trustless mechanism, anti-tamper, co-supervision, traceability. IHT uses its own smart contract and distributed accounting technology to connect the asset side and the financial institution side. Large assets can be split and distributed to multiple financial institutions through the IHT smart contract. Users, through financial institutions, can invest in small real estate split by IHT smart contract. IHT, as the center of the connection of two ends, cannot be changed by any individual or organization after the asset is split and bound, including the IHT itself. Therefore, through IHT, it can be ensured that users’ investment will be firmly bonded to the pointed assets, so that investment is more secured and returns are more stable.