We develop customisable Blockchain solutions for transactional models, that allow quicker, safer and cheaper transactions. Koibanx is a software company focused on Smart Contracts and Blockchain Services. Their solutions cover a wide range of use cases defined by their Transparency, Security, Low Cost and Efficiency of applying Blockchain technology. These new decentralized software solutions have the potential to disrupt several industries ranging from marketing rewards to financial inclusion, allowing a democratic access to new opportunities for millions of new consumers across the world.