Todd Lippiatt is CEO & Co-founder of Fluidity Factora. He is also Founder & CEO of Propellr, and Managing Partner of Aristone Realty Capital, a private real estate lender that has originated over $400 million in structured credit investments to date. A Wall Street veteran known for his ingenious financing solutions and superior risk-adjusted returns, Lippiatt directs his extensive experience toward his two companies, sharing his vision with a renegade team. Prior to Fluidity Factora, Propellr, & Aristone, Lippiatt worked at Morgan Stanley, Credit Suisse and DLJ. Originally from just outside of Malibu, Lippiatt graduated from Brown with Bachelor degrees in Computer Science, Philosophy, and Economics, and completed graduate work at Columbia in Biochemistry. A Brooklyn resident, Lippiatt is a surfer, snowboarder, trekker to destinations with poor cell reception, spreadsheet wizard, a proud father of two, and ensures his sneakers and hoodies hold firm priority over an immaculate collection of suits.